 |
Medicare Supplement Insurance (Medigap) Tips & Helpful Information about Medicare Supplements -You qualify for guaranteed acceptance into a Medicare Supplemental Plan from any company that provides coverage in your state for 6 months, beginning with the month you turn 65 and enroll in Part B. -All company's plans are identical. i.e. a Plan F sold by Blue Cross Blue Shield has the same coverage as a plan offered by Mutual of Omaha. -There may be significant differences in prices. -You can change plans by going through underwriting at an time. Each company has different underwriting guidelines, but they are general less difficult to pass than a traditional individual health plan. -You do not have traditional health insurance networks with a Medicare Supplemental Plan. If the health care provider accepts Medicare, they will accept your plan. -The most important things to look for are a reputable company and a good price. Medicare Part D (Prescription Drug Plan) Tips and Helpful Information -You may change your plan each year during the ANNUAL ELECTION PERIOD, October 15 - December 7. New coverage will begin the following January 1. -The most important thing on these plans is to find a plan that will save you money based on the prescriptions that you currently take and is accepted by your pharmacy. -Ask for help. Your sources for help........ - A local agent - Medicare Couseling Line for Kansas 1-800-860-5260 Local: 1-785-421-2127 |
   |
